Online Payday Loans

The fastest way to get a payday loan is online. The amount will be limited (usually to under $1,000) but it’s generally a one page application that can be completed in five to ten minutes.

You will have to meet a few requirements to get your payday loan online:

• You’ll have to be working or have a regular income from benefits like social security or a pension
• $1,000 income per month is the usual requirement
• An active checking account will be required
• You’ll have to over 18 years old
• You’ll have to be an American citizen

No credit check or proof of income is required when you complete an online payday loan application. But you will have to provide the following information on the application:

• Name and address information including email
• Phone numbers
• Date of birth
• Social security number
• Driver’s license state and number
• The amount you’re requesting
• Your income source (job or benefits)
• How you receive your money (direct deposit or paper check)
• How often you get paid
• The amount of your average paycheck
• The date of your last payday
• The date of your next payday
• The name of your employer or benefit source
• Your work phone
• The total months at your job or total months you’ve been receiving benefits
• A valid checking account and checking account routing number
• Account type (checking or savings)
• Bank name and how long you’ve been at that bank

Once you’ve completed the application, click on submit and wait a few minutes for approval.

If you’re approved, the money will be deposited in your bank account usually within 24 hours.

That’s the entire process. Very quick. Very painless. It’s designed to get you your cash quickly so you can use it right away.