If you’re anything like us, there have been times when you have been shopping and saw something you simply had to have. You couldn’t wait, and the fact that you were dead broke didn’t matter. Whether it was a pair of shoes, a travel opportunity, or anything else, you determined in your mind to do whatever you had to do to get what you wanted. If you’re like many of us, payday loans ended up being your answer.

There are all kinds of fun things you can do with payday loans. They’re easy to get, even if you have bad credit, and most lenders will allow you to borrow between 60% and 80% of your take home pay. For most of us, that’s just enough to get our hands on whatever it is that we’re wanting so badly at the moment. If you’re like us, you probably can’t resist. Here’s a list of the 3 most fun things to do with a payday loan:

1. Buy a puppy. Puppies are so cute, but the really, really cute ones, the ones with AKC papers, are expensive little buggers. The thing is, puppies don’t stay little for long, and the full breeds get sold quickly, while they’re still little. If you see a puppy you have to have, a payday loan will help you get it.

1. Buy a pool. It’s summer time and you need to cool off. An air conditioning unit would be more practical, and you could pick up a used one for about $50, but a pool is a lot more fun. Why sit in the house when you could be the envy of the neighborhood soaking in your pool?

1. Take a vacation. We all need to get away, and if you can’t afford it, why not take out a cash advance and get away for a few days. Sure, the money’s gone forever in a matter of just a few days, but you’ll have memories to treasure for a lifetime.

Of course, as fun as these things are, those who take out payday loans need to be prepared to pay them back. And that often isn’t much fun. On top of the high interest rates, most people who take out payday loans find that they can’t pay their bills after repaying the loan and trot back to the cash advance office to get another payday loan. If you’re not careful, this turns into a cycle that will devastate your finances for months or even years to come. And in the end, that’s no fun at all. So, think carefully about whether or not you really want to take out that payday loan.

Image by yomanimus

Sometimes it can be hard having a job because of the stress. Usually the stress is from the job itself, but actually most of the time the stress is from the nasty bosses that may be running the position. Not everyone has the perfect job, but at the same time not everyone should go through depression because of the people they work with.

Below are some stories and guides about how anyone can deal with a mean boss.  Some of the stories lead to some advice that has been given to others in such a case that many other people could use also.

1. The eBossWatch Worst Bosses of 2009 : This blog contains a full list of the worst bosses ever of 2009 and the reasons why they were given that title.
2. Really Bad Boss: This blog, in general, is geared towards having a bad boss.  There are tons of information and even stories about having a bad boss.
3. My Stupid Boss: A blog mainly about people detailing their experiences with their own bosses.
4. QuintCareers: Mainly a post on how to deal with a bad boss and some tips on determining a bad boss.
5. BadBosses: Determine how to deal with a bad boss.  This site gives tips and even some techniques on how to deal with them.
6. Help! My Boss Is A Jerk!: A woman asks advice on how to deal with her boss who just happens to be a jerk and snaps off on everyone.
7. My Boss Sux: A person detailing on why their boss sucks while others are giving their opinions on what that person should’ve done.
8. BadBossology: A site with over 1200 articles and resources catered to how anyone can deal with horrible bosses. There are even stories with other people’s experiences on how they dealt with the wrath.
9. How To Deal With A Bad Boss:  Basically a generalization on how to classify your boss and what to do with that particular category in which they may fall in.
10. Bullying Boss: Discussion and also different stories about a boss bullying employees.
11. My Boss Has Been Harassing Me Indirectly: A question and answer post on what to file when you’re harassed by your boss.
12. My Female Boss Is Harassing Me: A post about female bosses (mainly in Jamaica) harassing the workers.
13. Do You Learn More From Working With A Bad Boss or A Good Boss? A post made specifically in determining whether you can learn from the good or the bad boss.  Surprisingly, there are actually pros and cons to both options.
14. Boss Hates Me & I Have An Appraisal This Week: Advice given on what to do when you’re hated by the boss and have an upcoming appraisal.
15. 5 Behaviors Of Bad Bosses:  A list of five behaviors that consists of what a bad boss would mostly be like. Surprisingly, it is actually pretty accurate.
16. Bad Boss Blog:  Stories submitted from different people detailing their events with their jobs and current work status.
17. Bad Boss Can Make You Quit: A blog post by the owner of the site, Suresh Krishna, stating his experiences in how a bad boss actually got him to quit his job.
18. Fear In The WorkPlace – The Bullying Boss: A post made by Leigh Thompson stating how fearful the workplace can actually be.  Some other experts have actually incorporated their own statements within this posting.
19. My Toxic Boss: A site dedicated to bad bosses and how to deal with them and even take further precautionary measures with them.
20. Tactics Of A WorkPlace Serial Bully Boss: Discover the tactics by bosses in which they use to bully employees.
21. Dealing With A Bully Boss: A great explanation on how anyone can deal with a bullying boss within the workplace and not feel threatened.
22. My Boss Demoted Me Because Of His Personal Beliefs:  Read how one person got demoted because of their boss’ beliefs and the advice that had received from it.
23. Tasha’s Story: This is actually a story (or post) by a woman named Tasha who was basically terrorized by her boss.  She has even noted that both her male and female co-workers were terrorized too.
24. Boss Used Union Funds For Hookers: Mainly a blog post on some news of how a boss embezzled roughly $300,000 for prostitutes and luxury things.
25. My Worst Boss Ever: Details from the blog owner, Jacob explaining about his worst boss ever.
26. How to Spot A Bad Boss: An article placed on the site explaining how anyone can spot a bad boss.
27. How To Survive A Bad Boss:  An interesting post giving tips on how anyone can not only survive a bad boss, but may be able to stay on their job doing so.
28. 3 Things To Do If You Hate Your Boss: Great tidbits on what you would want to do (and keep in mind) if you hate your boss.
29. Dear World, I Hate My Boss:  An article discussing how many employers hate their bosses.  It even goes into depth about how it’s even sometimes the persons fault for it.
30. A Woman Boss Makes An Awful Experience:  A blog post from someone who has a female boss and how their experience has been pretty awful.
31. Evil HR Lady: This is a blog in which a woman from the HR department helps others detail why people think the boss is always so mean.  She even helps people look at their own input.
32. Think Your Boss Has An Attitude Problem: Great posting on ways to determine whether the  boss has an attitude problem or not.
33. Modite – How To Deal With A Bad Boss: Post on the Modite site giving more ways on how anyone can deal with a bad boss.
34. Are You A Bad Boss: This post will actually help anyone to see whether they are indeed a bad boss or not.  Even if not a boss at all, it makes for a great read.
35. Conflict 911: This site has thousands of articles with some being more geared towards abusive bosses.
36. Six Ways To Cope With Your Abusive Boss: A detailed list of six things you can do to cope with the boss and still be able to keep the job.
37. When Your Boss Attacks Your Self Esteem: A mini story with some thoughts on what to do when any boss attacks your self esteem.  There are even tips on who to go and so forth.
38. Coping With A Critical Boss: Sometimes it can be hard having to work with a very critical boss, even if sensitivity really isn’t an issue.  Learn on what you can do to overcome it.
39. The Practice Of Leadership: Mainly a site that gives tips on leadership, with one particular posting focusing on a bosses attitude and how to adjust it.
40. Suriving Your New Boss: An article mainly describing how anyone can survive the new boss.  The job may be satisfying, but that doesn’t mean the boss is the same way.
41. Do’s and Don’ts On Dealing With The Boss: Basic tips on what to do and what not to do on dealing with your boss.
42. The Worst Boss In The World: A blog post made by a guy who really detailed on why he had the worst boss in the world.
43. Lessons From The Worst Boss: A blog post made by Evan Carmichael on how people can deal with the worst bosses possible.
44. Who Makes The Worst Bosses: A post on the people within different industries who actually do make the worst bosses.
45. What To Do About Bad Bosses: Six guide tips on what to do with bad bosses.  The tips are even in depth on what causes bosses to become bad.
46. Got A Bad Boss?  Here’s What To Do About It: A guide from Phil Cooke on what anyone can do about their bosses in general.
47. Inappropriate Things My Boss Has Said: A blog post about a woman’s boss saying inappropriate things.
48. My Boss Is Making Inappropriate Remarks: A person seeking advice on what to do when the boss is making inappropriate remarks.
49. Boss Ignores Coworkers Rather Than Confronts Them: This is basically advice given to anyone whenever your boss ignores irate people rather than confronting them.

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You think Starbucks and McDonalds are everywhere, payday loan centers put these places to shame. This info graphic lays out the facts.

Embed the above image on your site
<a href=”http://www.paydayloans.org/payday-loans-vs-starbucks-vs-mcdonalds/” mce_href=”http://www.paydayloans.org/payday-loans-vs-starbucks-vs-mcdonalds/”><img src=”http://www.paydayloans.org/wp-content/uploads/2010/01/PL-BillionsandBillions_v5.jpg” mce_src=”http://www.paydayloans.org/wp-content/uploads/2010/01/PL-BillionsandBillions_v5.jpg” border=”0″><br />Payday Loans vs Starbucks vs McDonalds</a>

As you well know, payday l

What you may not know, however, is just how deep this problem goes. Here are the top 10 other bad things payday loans are responsible for:

10. Payday loans killed John Kennedy. Everyone, by now, knows that President Kennedy was killed by Lee Harvey Oswald, who was acting alone. What you may not know is that the gun used by Oswald was actually purchased with funds he got at a Dallas-area Payday Loan store.

9. Payday loan stores are run by aliens. While it isn’t certain exactly what percentage of payday loan stores are run directly by aliens, authorities are fairly certain that aliens are in charge of at least most of the national payday loan chains.

8. Payday loans created the H1N1 virus. Not only are payday loans responsible for the millions of H1N1 deaths around the globe, they also tricked an unwitting public into calling it the “Swine Flu,” causing untold financial hardship to pig farmers everywhere.

7. Carrot Top.

6. Payday loans don’t actually go until payday. According to a listener to the Coast to Coast AM program, at least one payday lender actually extended a payday loan for 14 days, which was more than 5 days after the borrower’s actual payday.

5. Payday loans abused young boys. In a cover-up of epic proportions, it’s now been revealed that payday loans have repeatedly made sexually suggestive remarks to young neighborhood boys.

4. Payday loans caused 9/11. The 9/11 Truth movement has recently uncovered information that the attacks on the World Trade Center and the Pentagon were not an inside job, but rather caused by disgruntled payday loan borrowers.

3. Payday loans lead to fruit flies. While simple vinegar traps can get rid of fruit flies this time of year, disaster looms for the coming summer months.

2. Payday loans ate your sandwich. Even though you painstakingly labeled your leftover Monte Cristo halves from Bennigans, Payday Loans threw all caution to the wind and ate your sandwich.

1. *(Payday loans have threatened to harm the writer’s family if this final act is revealed. Sorry.)

Photo via MJTR (´･ω･)